Get Paid To View Your Credit Report (UK)

Disclaimer: the below trick will only work for UK residents. We’re sorry if you’re unable to take advantage of this. If you are from the UK and want to make a quick £10.05 and get two free reports from different agencies read ahead.

Credit rating agencies make a lot of money each year by selling their credit reports to consumers. They make this money by charging a yearly fee (£70) or monthly fee (£7) to access your credit rating report. In order to tempt you to join they offer the first month for free. I know what you’re thinking “but how does that make me money!”.

What you need to do is partner the fact that you can get the first month for free with the fact that some specialized cashback sites will pay you to join these offers. We’ve list the offer with the biggest payout below.

Offer Two:

The offer: Equifax Credit Report, comes with a free 30 day trial and then £6.99 per month.

The payout: Joining through Topcashback will result in a payout of £5.05. Joining through Quidco will result in a payout of £5 (please note quidco takes the first 5 pounds you earn each year as an administrative fee)

How to cancel: You can call Equifax on 0844 335 0550 (020 7298 3000), ask for custom services. Make sure you have your product reference number handy as they will ask for it.

Offer Two:

The Offer: Credit expert Free 30 day trial, then costs £14.99/month

The Payout: Joining through Topcashback will result in a payout of £5.05, joining through Quidco will result in a payout of £5 (please note quidco takes the first 5 pounds you earn each year as an administrative fee).

How To Cancel: Just call 0800 561 0083 and follow the prompts.

Our Tips:

  • Go with Topcashback, they don’t charge you the £5 yearly administrative fee and have slightly higher payouts
  • Cancel promptly. These sites rely on people forgetting to cancel their montly memberships which is why they entice you with these joining bonuses. Some people have also complained that they have cancelled and then logged back into their account and this automatically reactivates it – so be careful!
  • Keep track of all the information you’re given. Make sure you write down important information such as your product reference number. This will make cancelling your subscription to these services that much easier.
  • Be patient. It will likely take between 60-90 days from signing up to the money being in your account, this is because the cashback sites have to verify that you have indeed signed up.

If sign up for any of the above products, let us know about it in the comments section.